Monopoly on Switch Got You Down on Your Luck? How to Mortgage Like a Mogul (Without Crying)
Let's face it, landing on Boardwalk with only thimbles to your name is a major buzzkill. But fear not, financially flailing friend! This guide will turn you from bankrupt beginner to mortgage master, all on your shiny Nintendo Switch.
First Things First: When Mortgages Make Magic (and Money)
Mortgaging a property is basically like taking a loan from the bank in Monopoly-land. You get some quick cash, but there are catches (of course, there always are with those pesky bankers). Here's when a mortgage might be your saving grace:
- Rent Apocalypse: Facing a hefty rent bill that would leave you singing the blues? Mortgage a property (or two) to scrape by. Remember, you can't collect rent on mortgaged properties, but hey, at least you'll avoid sleeping in the poorhouse... for now.
- House Flipping for Fun and Profit (Maybe): Got your sights set on that swanky Park Place hotel? You'll need some serious cash. Mortgaging a less valuable property can free up funds for that real estate empire you've been dreaming of. Just be sure you can un-mortgage it later to start raking in that sweet rent!
Important Note: You can only mortgage properties that are unimproved. No houses or hotels allowed! So, sell those miniature mansions before you head to the bank for a loan.
Mortgaging Made Easy: A Step-by-Step Guide (Because Adulting is Hard)
Even Monopoly geniuses need a refresher sometimes. Here's how to mortgage a property on your Nintendo Switch:
- Find Your Fortune: During your turn, navigate to the "My Properties" menu. This is where all your glorious (or slightly depressing) real estate holdings live.
- Pick a Pawn (To Sacrifice... Not Really): Select the property you want to turn into emergency cash.
- Flip the Script (Literally): This is the key move! Tap the "Mortgage" button (it might be tempting to tap "cry," but resist!). The snazzy title deed card will dramatically flip over, revealing the sad, mortgaged side.
- Cash in Your Collateral: Cha-ching! The bank will instantly deposit the mortgage value (which is printed on the back of the card) into your measly Monopoly bank account.
Remember: Mortgaging comes at a cost! You won't be able to collect rent on that property until you un-mortgage it.
Un-mortgaging: The Road to Redemption (and Rent Collection)
So, you've mortgaged your way out of a financial crisis. Now what? Here's how to get your property back in the rent-collecting game:
- Head Back to "My Properties": Just like mortgaging, un-mortgaging starts in this familiar menu.
- Choose Your Redemption: Select the property you want to free from the clutches of the bank.
- Pay the Piper: This is where it stings a little. To un-mortgage a property, you have to pay the bank the mortgage value plus 10%. Ouch. But hey, at least you'll start collecting that rent again!
Top Tip: If you're feeling flush with cash, consider un-mortgaging properties that are in prime locations or part of a monopoly. Those rent payments can add up quickly!
With this newfound knowledge, you'll be a mortgage master in no time! Now go forth and dominate the Monopoly world, one strategically mortgaged property at a time! Just remember, with great power (and access to quick cash) comes great responsibility (and the pressure to win that darn game). Use your newfound mortgage skills wisely, and may the odds (and the dice rolls) be ever in your favor!