Moving money between different digital payment platforms can sometimes feel like navigating a maze. You're holding funds in Cash App and need them in your PayPal account – a common scenario for many users who utilize both services for various reasons. Unfortunately, there isn't a direct, seamless button within either app that allows for an immediate transfer between them.
But don't worry! While a direct transfer isn't an option, there are several workarounds you can employ to get your money from Cash App to PayPal. This comprehensive guide will walk you through these methods step-by-step.
Ready to get started? Think about which of the following scenarios best describes your situation. This will help you choose the most suitable method.
- Do you have a bank account linked to both your Cash App and PayPal accounts?
- Are you comfortable using a third-party service or intermediary?
- Do you have a trusted friend or family member who uses both platforms?
Keep your answer in mind as we delve into the different approaches.
Method 1: Utilizing a Linked Bank Account
This is often the most straightforward and commonly used method if you have a bank account linked to both your Cash App and PayPal accounts.
Step 1: Ensure Your Bank Account is Linked to Both Platforms
- For Cash App:
- Open your Cash App.
- Tap the profile icon (usually a photo or initial) in the top right corner.
- Scroll down and select "Linked Banks".
- If your bank account is already listed, you're good to go for this step. If not, tap "Link Bank" and follow the on-screen instructions to add your bank account details. You'll likely need your routing and account numbers. Ensure the information is accurate!
- For PayPal:
- Open the PayPal app or visit the PayPal website and log in.
- Tap or click on "Wallet".
- Look for "Banks and Cards".
- If your bank account is listed, proceed to the next step. If not, click "Link a bank account" and follow the prompts to add your bank details. PayPal might ask you to confirm your bank account through a small deposit and withdrawal process.
Step 2: Withdraw Funds from Cash App to Your Linked Bank Account
- Open your Cash App.
- Tap the "$**" icon at the bottom of the screen. * Enter the amount you want to transfer. * Tap "**Cash Out**". * You'll be presented with two options: "**Instant**" and "**Standard**". * **Standard** transfers are usually free and typically take 1-3 business days to arrive in your bank account. * **Instant** transfers are faster (usually within minutes) but come with a small fee. Choose the option that suits your needs and urgency. * Confirm the transfer details and tap "**Cash Out**" again. The funds will now be on their way to your linked bank account. **Step 3: Add Funds from Your Bank Account to PayPal** * Open the PayPal app or visit the PayPal website and log in. * Tap or click on "**Wallet**". * Look for "**Add Funds**" or a similar option. * Select your linked bank account as the source of the funds. * Enter the amount you want to transfer from your bank to PayPal. * Review the details and click "**Add**" or "**Transfer**". The funds will typically be available in your PayPal balance within 1-3 business days, depending on your bank and PayPal's processing times. ### **Method 2: Utilizing a Peer-to-Peer Transfer with a Trusted Contact** This method involves a friend or family member who has accounts on both Cash App and PayPal. **Step 1: Find a Trusted Contact** * Reach out to someone you trust who uses both Cash App and PayPal. Explain that you want to move funds from one platform to the other. **Step 2: Send Funds via Cash App to Your Contact** * Open your Cash App. * Tap the "**$" icon.
- Enter the amount you want to transfer.
- Tap "Pay".
- Enter your contact's Cash App username ($Cashtag), phone number, or email address. * In the "For" field, you can add a brief description (optional). * Confirm the details and tap "**Pay**". **Step 3: Request Funds via PayPal from Your Contact** * Ask your contact to log in to their PayPal account. * They can either send you money directly or you can send them a payment request. * To send a payment request: * In the PayPal app or website, look for "**Send & Request**" or a similar option. * Tap or click "**Request**". * Enter your PayPal email address or username. * Enter the amount they received from you via Cash App. * They can add a note (optional) and then click "**Request Now**". * Once they receive the request, they can send you the funds from their PayPal balance. **Important Considerations for Peer-to-Peer Transfers:** * **Trust:** This method relies heavily on the trustworthiness of the other person. Ensure you are dealing with someone you know well. * **Fees:** Both Cash App and PayPal might have fees associated with certain types of transfers, although sending to friends and family is often free (check the specific terms of service for both platforms). * **Convenience:** While it can be a quick solution, it requires coordination with another person. ### **Method 3: Exploring Third-Party Services (Use with Caution)** While there aren't many well-established third-party services specifically designed to bridge the gap between Cash App and PayPal, you might encounter some less common or newer platforms claiming to offer this functionality. **Step 1: Research Potential Third-Party Services Thoroughly** * **Due Diligence is Key!** Before using any unfamiliar service, conduct extensive research. Look for reviews, check their security measures, and understand their fee structure. * **Read the Terms of Service:** Pay close attention to their transfer policies, fees, and any potential risks involved. * **Verify Their Legitimacy:** Look for official registrations, contact information, and a clear track record. Be wary of services that seem too good to be true or lack transparency. **Step 2: Understand the Transfer Process and Fees** * If you decide to try a third-party service, carefully understand their specific transfer process. It might involve linking both your Cash App and PayPal accounts to their platform. * Be aware of any fees associated with the transfer. These services often charge a premium for the convenience. **Step 3: Proceed with Extreme Caution and Start with a Small Amount** * If you're unsure about a service, start with a small, non-critical amount to test the process before transferring a larger sum. * Monitor the transfer closely and ensure the funds arrive in your PayPal account as expected. **Why Caution is Advised with Third-Party Services:** * **Security Risks:** Linking your financial accounts to unverified third-party platforms can expose you to security vulnerabilities. * **Potential Scams:** There's a risk of encountering fraudulent services that might steal your information or funds. * **Unreliable Transfers:** The transfer process might be unreliable or take longer than expected. **Therefore, utilizing a linked bank account or a trusted contact is generally the safer and more recommended approach.** ### **Conclusion** While moving money directly from Cash App to PayPal isn't currently possible, the methods outlined above provide viable workarounds. Utilizing a linked bank account is often the most secure and straightforward option for many users. The peer-to-peer method can be convenient in certain situations, but relies on trust. Exercise extreme caution if considering any third-party services and always prioritize the security of your financial information. Choose the method that best suits your needs and comfort level. --- ### **Frequently Asked Questions (How to...)** **How to link my bank account to Cash App?** Open Cash App, tap the profile icon, select "Linked Banks," and follow the prompts to add your bank details (routing and account number). **How to link my bank account to PayPal?** Log in to PayPal, go to "Wallet," select "Banks and Cards," and click "Link a bank account." Follow the instructions, which might include verifying small deposits. **How to withdraw money from Cash App to my bank?** Tap the "$" icon in Cash App, enter the amount, tap "Cash Out," choose "Standard" (free, 1-3 days) or "Instant" (fee, faster), and confirm.
How to add money to PayPal from my bank? Log in to PayPal, go to "Wallet," find "Add Funds," select your linked bank, enter the amount, and click "Add" or "Transfer."
How to send money to someone on Cash App? Open Cash App, tap the "$" icon, enter the amount, tap "Pay," enter their $Cashtag, phone, or email, add a note (optional), and tap "Pay."
How to request money from someone on PayPal? Log in to PayPal, go to "Send & Request," tap "Request," enter their PayPal email or username, enter the amount, add a note (optional), and click "Request Now."
How to check fees for Cash App transfers? Cash App typically displays fees (if any, like for instant transfers) before you confirm the transaction. Check their official website or app for the latest fee schedule.
How to check fees for PayPal transfers? PayPal's fees vary depending on the type of transaction and the recipient's location. Review their fee structure on their website for details.
How to find trusted third-party services for money transfers? Exercise extreme caution with unfamiliar services. Look for well-established and reputable platforms with positive reviews and clear security measures. Research thoroughly before linking your accounts.
How to ensure my financial information is secure when transferring money? Use strong, unique passwords for both Cash App and PayPal. Enable two-factor authentication whenever possible. Be wary of phishing attempts and only use secure internet connections. Avoid sharing your login details with anyone.